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Privacy Policy

Effective Date: October 2, 2026

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ALGORA1, LLC ("ALGORA1," "we," "us," or "our") operates the ALGORA1 Terminal, a subscription web application that provides real-time market data, charting, and proprietary informational market studies for U.S. equities (the "Service"). This Privacy Policy explains what information we collect, how we use it, and the choices you have.

 

We collect only the information necessary to operate the Service, manage your account and any credit you purchase, and provide the features you use. We do not sell personal data, and we run no advertising or analytics script in the Service; if you arrive from one of our advertisements we keep the click identifier that network gave us, so a resulting purchase can be credited to the right advertisement, and nothing more. The Service does not open or custody brokerage accounts, hold funds or securities, or perform any account-opening function, and we therefore do not collect KYC information, Social Security numbers, or bank account details. One optional feature is different from the rest and is described throughout this policy: if you choose to connect a brokerage account under Section 7B of our Terms, we hold an encrypted credential for that account and submit orders to that brokerage on your instruction. Nothing in this paragraph applies until you connect one. The Service sends no market notifications of any kind — no price move, signal, or fill is ever pushed to you. We do not ask for a mobile number when you register. The Service contains an opt-in facility for ACCOUNT notices by text (described in Section 1); it sends nothing until you verify a number and consent, and it is never used for market events. We send email only for account purposes - a password-reset link you asked for, and billing correspondence from our payment processor.

 

1. INFORMATION WE COLLECT

 

Account Information. You may create an account either by signing in with Google or by choosing a username and password. If you sign in with Google we receive from Google your email address, name and profile picture, and a stable account identifier; we never receive or store your Google password. If you register with a password we store your username, your email address, and a cryptographic hash of your password computed with a per-password random salt - we do not store the password itself and cannot recover it. Your email address is collected for one purpose: without it a forgotten password cannot be reset and an operator would have to intervene by hand. We also store a display name derived from your email address, and the customer identifier and checkout email required to verify and manage any credit you purchase.

 

Billing Information. The Service is offered as a free first month (which requires a payment card and becomes the Basic plan unless cancelled) and two paid monthly plans, Basic and Premium, and additional AI credit may be purchased on top of a paid plan; all of these are processed by our third-party payment processor — plans as recurring charges, credit as one-time payments. Your payment card details are collected and stored by that processor, not by ALGORA1. We receive limited billing information such as your customer identifier, payment status, and the email associated with checkout.

 

Terminal Data. We store the terminal state tied to your account — your saved watchlist, your chart drawings, your ticker highlights, your display preferences, and any algorithms, screens and portfolios you have built or saved — so your workspace is restored when you sign in, including on another device.

 

Feedback You Send Us. If you submit feedback or a bug report from within the terminal, we store your message, your username, and which ticker you were viewing at the time, and we forward it by email to our support address so that we can respond. We use it to support you and to fix the Service, not for marketing.

 

Mobile Number - only if you verify one. We do not ask for a mobile number at registration and there is no field for one in the sign-up flow. The Service includes an OPT-IN facility for ACCOUNT notices by text message - for example, a warning that your AI credit has run out while a brokerage account is connected and is therefore about to stop taking instructions. Nothing in this paragraph applies unless you use it. If you do, we store the number, the fact that you verified possession of it by returning a code we sent, and your explicit consent; we send only account notices to it and NEVER a market alert, signal, fill, or price move. You may reply STOP at any time, which we honour permanently, or remove the number from your account. Message delivery is carried by our telephony provider.

 

Advertising Click Identifier - only if you arrive from one of our ads. When an advertising network sends you to us it appends an identifier of its own to the address. We store that identifier, and nothing else about the click, in a first-party cookie for up to 90 days, and attach it to a subscription purchase if one follows, so the purchase can be reported back to that network (Section 3). It is an identifier of the CLICK, not of you: it is issued by the network, we cannot resolve it to a person, and it is never set if you did not arrive from an advertisement.

 

Technical & Session Data. We may collect your IP address, device and browser type, connection metadata, and server logs for security, fraud prevention, and service reliability. To enforce one account per subscriber, we store alongside your session a network prefix DERIVED from your IP address — the first three groups of an IPv4 address, or the first three groups of an IPv6 address — rather than the full address, and compare it when the account is used from another network. Concurrent use from the same network (several windows, or a desktop and a laptop behind one router) is permitted; a sign-in from a clearly different network takes over the session.

 

Brokerage Connection — only if you create one. If, and only if, you connect a brokerage account under Section 7B of the Terms, we store the credential that authorises that connection, ENCRYPTED, together with that account's endpoint or (for a SnapTrade connection) the identifier of the account you linked, the guardrails you configure, the strategies and portfolios you have deployed to it, and a record of every order proposed, placed, refused, blocked, or rejected on that account. The credential is never returned to your browser and is deleted when you disconnect. WE NEVER RECEIVE YOUR BROKERAGE PASSWORD BY EITHER ROUTE: for a DIRECT connection (Robinhood) you sign in at the brokerage itself or supply a credential it issued you; for a SNAPTRADE connection (Webull, Public.com, Alpaca, Tradier, tastytrade, E*TRADE, Charles Schwab, moomoo, TradeStation) you sign in on SnapTrade's own pages, SnapTrade holds the brokerage connection, and what we store authorises us to SNAPTRADE rather than to your brokerage. SnapTrade is an independent third party with its own terms and privacy policy; it can read the account you connect and it carries the orders we submit.


 

We do NOT collect Social Security numbers, tax identifiers, dates of birth, or bank account information, because the Service provides no custody, account-opening, or funding functions.

 

2. HOW WE USE INFORMATION

 

We use collected information to: operate, maintain, and secure the Service and your account; authenticate you and manage your access and any purchased credit; restore and operate your terminal workspace; where you have connected an account under Section 7B, read that account and submit the orders you or your configured limits authorize, and keep the record of them; respond to feedback and support requests you send us; detect and prevent fraud, abuse, and unauthorized account sharing; improve the Service through aggregated, de-identified analytics; and comply with applicable legal and regulatory obligations.

 

3. INFORMATION SHARING

 

We do not sell, rent, or trade personal data. We share information only with: our payment processor, to process credit purchases; Google, solely to authenticate your sign-in; our hosting and infrastructure providers, who process data on our behalf under contract to run the Service; our transactional email provider, used to forward feedback you send us to our support address; your connected brokerage, but only if you have connected an account, and only the order instructions and account queries the Service makes on your behalf under Section 7B; our artificial-intelligence provider, as described in the next paragraph; and legal or regulatory authorities, when required by law or to protect our rights, our users, or the public. Our advertising network, in two circumstances. FIRST, our marketing website carries that network's tag, so a visit to the marketing site is visible to it in the ordinary way a marketing website works. SECOND, if you subscribe, we report the purchase - the click identifier that network itself issued, the time, the amount and the currency - so the sale can be attributed to the correct advertisement. That report is made twice for reliability: once by a script that loads only on the confirmation page immediately after payment, and once by our own servers afterwards. In neither case do we send your name, email address, username, or anything about how you used the terminal, and no advertising script runs on any page where you use the Service. Our market-data and historical-data vendors receive only ticker symbols and never your identity, account, or contact details. Our internal operational monitoring receives service telemetry such as error text and load metrics, not account data.

 

THE FEATURES THAT USE OUR ARTIFICIAL-INTELLIGENCE PROVIDER SEND IT WHAT YOU GIVE THEM, AND ONLY THESE FEATURES DO. None of them sends your username, email address, payment reference, watchlist, or other account data alongside what it sends, and each is metered against your AI credit (Terms Section 5). The ALGORITHM BUILDER (Terms Section 7A) sends the messages you type into it and any images you attach; the PLAIN-ENGLISH SCREENER sends the screen you describe; CHART READING sends a chart screenshot you choose to upload, so that the indicators in it can be identified; the PERSONAL RESEARCH DESK sends the ticker and settings you choose and any focus you write, together with that company's public market data, news and filings; the PERSONAL NEWS DESK sends the tickers you choose and any focus you write, together with the public news and filings it summarises; FILING SUMMARIES send the public SEC filing you ask to have summarised; and the BROKERAGE AGENT (Terms Section 7B), if and only if you have connected an account, sends in addition INFORMATION ABOUT THAT ACCOUNT - balances, buying power, positions, order history, and the contents of any strategy brief you share with it - because it cannot act on an account it cannot read. YOUR BROKERAGE CREDENTIAL IS NEVER TRANSMITTED TO THAT PROVIDER: it stays on our servers and is used only to make the request to that brokerage. If you never connect an account, no account data of yours reaches any artificial-intelligence provider. Everything else - charts, backtests, Strategy Reports, rankings, portfolio figures, strategy imports and the screener's own filters - is computed on our own servers. The research desk that publishes to every subscriber also uses that provider, but sends it public market data only, never anything about you.

 

4. DATA STORAGE AND SECURITY

 

Data is stored on secured cloud infrastructure with industry-standard safeguards, including encryption in transit (TLS), restricted access controls, and hardened, HttpOnly session cookies. Passwords, where you set one, are stored only as a salted cryptographic hash (scrypt), never in a readable form. If you ask to reset a password we email a single-use link that expires after one hour; the link's token is itself stored only as a hash, and completing a reset invalidates every outstanding link for that account, so one that was forwarded or logged in transit cannot be replayed afterwards. If you sign in with Google there is no ALGORA1 password at all. A brokerage credential, if you have connected an account, is additionally encrypted at rest under a dedicated key, is never returned to your browser or shown to you again, and is deleted when you disconnect. No system is fully secure, we cannot guarantee absolute security, and storing a credential capable of placing orders carries risk you accept by connecting an account.

 

5. DATA RETENTION

 

We retain your information for as long as your account remains active and as needed for legal, regulatory, operational, and dispute-resolution purposes. The record of orders proposed, placed, refused, blocked, or rejected on a connected account is append-only and is retained after you disconnect that account, because it is the evidence of what was done in your name; the credential itself is deleted at disconnection. A session ends after four hours without activity, when you sign out, or when you sign in from a clearly different network. When you delete your account, we remove eligible personal data within a reasonable timeframe, subject to any retention obligations. We may retain aggregated or de-identified data.

 

6. YOUR RIGHTS

 

Depending on your jurisdiction, you may access the personal data we hold about you, request corrections, request deletion (subject to legal retention requirements), export your account data, and opt out of non-essential communications. To exercise these rights, contact us at official.admin@algora1.com.

 

7. COOKIES AND TRACKING

 

We use a single essential first-party session cookie required for authentication and core functionality. Disabling it will prevent sign-in.

 

Our marketing website carries an advertising tag, as most marketing websites do, so that we can tell which advertisements bring people to us.

 

THE TERMINAL ITSELF DOES NOT. No advertising or analytics script runs while you use the Service - not on the charts, the backtests, the screener, or any other page - and nothing about what you look at, trade, or test is ever transmitted to an advertising network. There is exactly one exception, and it is a single moment rather than a page: on the confirmation page you reach immediately after subscribing, we load Google's conversion script once, report that a subscription was purchased and its amount, and never load it again. It reports the sale and nothing about you.

 

We also use ONE additional first-party cookie for advertising measurement, and only if you arrive from one of our ads. When you click an ALGORA1 advertisement, the advertising network adds a click identifier to the address you land on. We store that identifier in our own cookie for up to 90 days so that, IF you later subscribe, we can report that purchase back to the network and know which advertisement paid for itself. The cookie is not readable by any script, is not shared with any other site, contains no information about you, and records nothing you do in the Service. If you did not arrive from one of our ads, it is never set.

 

We report a completed subscription by two routes and no others: the one-time script on the confirmation page described above, and a report made by our own servers after your payment settles. The second exists because advertisement-blocking software commonly prevents the first, and a sale we cannot see is a sale we cannot attribute. Both report the same thing - that a subscription was bought, when, and for how much. See Section 3.

 

8. THIRD-PARTY SERVICES

 

The Service relies on third-party providers, including our market-data provider(s), historical-data providers, payment processor, transactional email provider, hosting provider, our artificial-intelligence provider, and — only where you have connected an account — that brokerage. Each operates under its own terms and privacy policies, and we are not responsible for their data practices, accuracy, or availability. That provider's processing and retention of what is sent to it are governed by its own commercial terms; your relationship with your connected brokerage, including its agreement with you and its handling of your account, is entirely between you and that brokerage.

 

9. CHILDREN'S PRIVACY

 

The Service is not intended for individuals under 18, and we do not knowingly collect personal data from minors.

 

10. CALIFORNIA PRIVACY RIGHTS (CCPA/CPRA)

 

California residents may request access to, deletion of, or disclosure about the personal information we collect. We do not SELL personal information. We do not permit any advertising network to observe your activity in the Service, and we run no advertising or analytics scripts. Where you arrived from one of our advertisements and subsequently subscribed, we report that purchase, and the network's own click identifier, back to that network so the sale can be attributed - conduct that may be treated as "sharing" for cross-context behavioural advertising under the CPRA. You may direct us not to do so, and to delete the identifier we hold, by contacting us at official.admin@algora1.com; declining has no effect on your account or your access to the Service.

 

11. CHANGES TO THIS POLICY

 

We may update this Privacy Policy from time to time. Updates will be posted with a revised effective date, and material changes may be communicated by email or in-Service notice.

 

12. CONTACT

 

Questions about this Privacy Policy may be directed to official.admin@algora1.com.

 

Securities trading involves substantial risk of loss. Market data is provided for informational purposes only and may be delayed. ALGORA1 is a technology and market-data provider; it is not a broker-dealer or a registered investment adviser, it does not custody your funds or securities, and the Service does not provide personalized investment advice. Where you have connected your own brokerage account, ALGORA1 submits orders to that brokerage at your instruction; the brokerage executes and clears them, and you remain responsible for them.

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Investing involves significant risk of loss and is not suitable for everyone. The software, tools, services, signals, strategies, and all content provided by ALGORA1 are offered strictly for informational and educational purposes only. All performance data, examples, charts, backtests, and results displayed are hypothetical or simulated. These are prepared with the benefit of hindsight and selected to illustrate the capabilities of our software.

Hypothetical or simulated results do not represent actual trading and may not account for real-world factors such as slippage, commissions, fees, liquidity constraints, or market conditions. No representation is made that any account will achieve similar performance. Decisions to buy, sell, hold, or trade any securities, derivatives, futures, forex, or other financial instruments carry substantial risk and should only be made after consultation with qualified financial professionals.

ALGORA1 does not provide personalized investment advice, manage funds, or have access to users’ brokerage accounts or personal financial information. Past performance, whether actual or simulated, is not indicative of future results. 


ALGORA1® is a trademark of ALGORA1, L.L.C. All rights reserved.

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